Basics
Essential information about 50-year mortgages, including what they are, who they're for, and when they make sense for your financial situation.
Dodd-Frank Act and 50-Year Mortgages: Regulatory Roadblocks
Why current regulations prevent 50-year mortgages and what needs to change
Non-QM Mortgages: Understanding 50-Year Loan Classification
What makes 50-year mortgages Non-Qualified and the implications for rates and availability
FHFA Implementation Timeline: When Will 50-Year Mortgages Be Available?
Realistic timeline for 50-year mortgage availability, regulatory steps, and what borrowers should do now
Generational Debt: Estate Planning with 50-Year Mortgages
Understanding inheritance implications and intergenerational wealth transfer
Japan's Multi-Generational Mortgages: A Cautionary Tale
How 50-100 year mortgages contributed to economic crisis and failed to improve affordability
How Much House Can You Afford with a 50-Year Mortgage?
Complete affordability guide for 50-year mortgages including the 28/36 rule, income-to-home-price ratios, affordability tables, hidden costs, and smart strategies to determine what you can truly afford.
Housing Market Downturn: 50-Year Mortgage Risks
Underwater risk analysis, 2008 lessons, negative equity scenarios, and protection strategies
The Housing Affordability Crisis of 2025: By the Numbers
Comprehensive data on home prices, buyer demographics, income requirements, and why 50-year mortgages emerged as a proposed solution
Trump's 2025 50-Year Mortgage Proposal
Complete analysis of the September 2025 announcement and what it means for homebuyers
Millennials and 50-Year Mortgages: Complete Guide
Student debt considerations, long-term career growth, wealth building alternatives, and generational analysis
50-Year Mortgage Mistakes to Avoid: Real Stories
Learn from others' mistakes: 15 critical errors to avoid when considering a 50-year mortgage, with real stories, consequences, and actionable advice on what to do instead.
50-Year Mortgage Pros and Cons: Complete Analysis
Comprehensive balanced analysis of 50-year mortgage advantages and disadvantages with real-world examples to help you make an informed decision.
First-Time Homebuyers: Should You Get a 50-Year Mortgage?
Comprehensive guide for first-time homebuyers considering 50-year mortgages: age and career stage factors, affordability vs long-term costs, real income scenarios, common mistakes, and decision frameworks.
Jumbo 50-Year Mortgages: High-Value Home Financing
Complete guide to jumbo 50-year mortgages: conforming limits, qualification requirements, rates, payment examples for $750K-$2M homes, and strategic uses for high-net-worth borrowers.
Building Equity with a 50-Year Mortgage
Understand how equity builds slowly with 50-year mortgages, comparison to other terms, strategies to accelerate equity, and appreciation versus payment equity.
Down Payment Strategies for 50-Year Mortgages
Complete guide to down payment strategies for 50-year mortgages: minimum requirements, comparison of 3%-20%+ scenarios, PMI impact, savings strategies, assistance programs, and optimal down payment analysis.
Understanding 50-Year Mortgages
Comprehensive guide to 50-year mortgages: benefits, drawbacks, who should consider them, and strategic uses. Learn how extended-term mortgages can change homebuying.
Understanding 50-Year Mortgages
A comprehensive guide to 50-year mortgage terms, their benefits, drawbacks, and when they make sense for homebuyers.